Cash Complete

End-to-End Cash Supply Chain Intelligence

Master Your Cash Flow

Empower your cash operations with real-time intelligence and take full control of your cash management. With Cash Complete, financial institutions and retail organizations can streamline operations, reduce idle cash, improve forecasting, and make data-driven decisions that optimize liquidity. Request a walkthrough or speak to our cash optimization experts today to see it in action.

Picture this: A bank’s ATM network collapses during peak hours. A cash-in-transit (CIT) team wastes hours reconciling physical logs. A treasurer juggles spreadsheets, guessing where to allocate cash. The result? Millions lost in penalties, logistics, and missed opportunities.

Introducing Cash Complete

Cash Complete gives financial institutions, retail chains, and cash-in-transit providers full visibility and control of their cash operations. The platform digitizes the entire cash supply chain, from vaults to ATMs and branch networks. This helps organizations reduce costs, eliminate inefficiencies, and accurately plan for liquidity. Our platform provides real-time insights and predictive analytics, ensuring every cash decision is strategic, data-driven, and measurable.

Why Cash Complete?

  • Proven Track Record: Deployed in 4 top Nigerian banks, refined over 8+ years.
  • End-to-End Control: From vaults to ATMs, every cash touchpoint unified.
  • Data-Driven Decisions: Replace guesswork with precision.

The Problem

Traditional cash management processes are fragmented, manual, and reactive. Organizations often face:

  • Lack of visibility into cash levels across branches, ATMs, and vaults

  • Manual cash counting and reconciliation processes prone to errors

  • Inability to forecast demand accurately, leading to either surplus or shortage

  • Compliance and audit risks due to incomplete or inconsistent reporting
    These challenges result in higher costs, wasted resources, and operational risk, reducing the overall efficiency of cash operations.

Our Solution & Value Proposition

Cash Complete is a centralized, intelligent platform that addresses these challenges by enabling organizations to track, forecast, and optimize cash flows in real-time. With Cash Complete, you can:

  • Monitor cash inventory across ATMs, branches, vaults, and CIT vendors

  • Forecast cash demand using predictive analytics

  • Automate cash ordering, replenishment, and reconciliation processes

  • Generate compliance reports and audit trails for internal and regulatory use
    This allows organizations to reduce operational costs, minimize idle cash, and improve service levels, transforming cash from a cost center into a strategic, visible asset.

Features and Benefits

Cash Complete offers tangible benefits that impact both operations and the bottom line:

Reduced cash handling and transportation costs through smarter allocation

Minimized idle cash across all locations

Increased operational agility and resilience by leveraging real-time data

Improved cash availability and enhanced customer experience at all touchpoints

Business Value

Cash Complete transforms cash from a black-box cost center into a strategically visible, optimizable asset. By implementing Cash Complete, organizations can:

  • Reduce operational and logistics costs

  • Improve forecasting and decision-making

  • Build trust and accountability across the financial ecosystem
    It empowers treasury, operations, and finance teams to make intelligent, data-driven decisions, ensuring liquidity is managed effectively and efficiently.

Target Users

Cash Complete is built for organizations that rely on complex cash operations:

  • Commercial and Central Banks seeking full visibility and control over cash networks

  • Microfinance Institutions optimizing liquidity and reducing manual cash handling

  • Retail Chains and Supermarkets needing seamless cash flow across stores and ATMs

  • Cash-in-Transit Service Providers aiming to improve efficiency and transparency

Use Cases

  • Cash flow visibility across branch and ATM networks: Know exactly where cash is and where it’s needed.

  • Dynamic cash replenishment planning: Optimize timing and quantity of cash deliveries to reduce idle cash.

  • Liquidity optimization for treasury teams: Forecast cash needs and allocate resources efficiently to improve working capital.

Technical Highlights

Cash Complete is built on a high-performance, event-driven architecture that supports modern banking and retail systems:

  • Supports API, FTP, and direct integrations with ATM and ERP systems

  • Modular dashboard interface for operations, treasury, and finance teams

  • Cloud or on-premise deployment, depending on organizational needs

  • Scalable and resilient platform capable of handling high-volume cash operations

Integration & Compatibility

Cash Complete integrates with:

  • ATMs, vault software, ERP systems, and banking cores

  • Open APIs and secure interfaces for seamless interoperability

  • Existing workflows without disrupting operations

Streamline Cash Management with Cash Complete​

No matter the country, the currency or the demand volatility, Cash Complete provides the analytical tools, simplified procedures and accurate results to more efficiently manage cash stocks in one location or hundreds.

What clients say about Cash Complete

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Partner with Us for your Digital Transformation

We’re happy to answer any questions you may have and help you determine which of our services best fit your needs.

Your benefits:
What happens next?
1

We Schedule a call at your convenience 

2

We do a discovery and consulting meeting 

3

We prepare a proposal 

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